Heres this weeks Fix or Float commentary from Westpac;   Among the current standard fixed rates, the best value for borrowers with a deposit of 20% or more probably lies in the two year and three-year terms. However, there is a possibility that fixed mortgage rates will fall even further over...

Here’s what the Westpac Economist has to say this week on the question of Fix or Float Among the current standard fixed rates, the best value for borrowers with a deposit of 20% or more probably lies in the two year and three-year terms. However, there is a possibility that fixed mortgage rates...

Heres ANZ’s Mortgage borrowing strategy in this months edition of Property Focus   Average mortgage interest rates across the “big four” banks are slightly lower for some terms compared with a month ago. There is just 0.01% separating the 6 month, 1 year and 2 year rates, which mark the...

In this weeks Westpac Weekly Commentary  – Westpac’s Economist  suggests those looking to fix may wish to wait a few weeks as rates have been falling recently and may fall further. Fixed mortgage rates have been falling recently, and may have further to fall in the weeks ahead. Those...

Here’s this weeks view from Westpac on the question of Fixed versus Floating; Floating mortgage rates usually work out to be more expensive for borrowers than short-term fixed rates, such as the six-month rate. However, floating may still be the preferred option for those who require flexibility...

Bernard Hickey of Interest.co.nz shares his views on the question of Fix or Float? Fix or Float?

MORTGAGE BORROWING STRATEGY ANZ’s carded mortgage rates have seen a number of changes in the past month, with the bellwether 2 and 3 year fixed rates falling as competition in the mortgage market heats up, while shorter-dated fixed rates continue to lift in line with a higher OCR. Borrowers with at...

The only change to ANZ’s carded mortgage rates in February was a lift in the 6-12 month fixed rates by up to 20bps. Financial markets continue to expect the OCR to rise by over 1 percent in 2014 and a further 0.6 percent over 2015, a factor borrowers should take into consideration when making the decision...