Some practical advice for creating a budget In the last article, we discussed sorting your transactions into categories. These categories help you understand what you are currently spending on, whether planned or not. The next step is to make deliberate choices about the areas of spending you want to...

Control where your money is going by setting a budget Here’s a question for you: do you know where your finances are at right now? What about where you’ll be in 6 months, or a year? Would your answer be a guess, or do you have a clear method for predicting this? Most people don’t, but knowing exactly...

Here are some quick tips to help you kickstart you on your path to your first home. 1. Make The Most Of KiwiSaver This year saw the Government introduce two schemes to help first home buyers get onto the property ladder.  The KiwiSaver HomeStart Grant can provide you with up to $10,000 per person towards...